How much can my business borrow in Canada?
A common rule of thumb is 1.0×–1.75× monthly revenue for working-capital products. A business doing $80K/month in deposits can typically access $80K–$140K. Term loans and acquisition financing scale with EBITDA and collateral.
Start an applicationWorking-capital products (MCA, short-term loans, LOC): 1.0×–1.75× average monthly deposits.
Term loans: 3×–6× annual EBITDA, depending on industry, history, and collateral.
Acquisition financing: governed by debt service coverage ratio (DSCR), typically requiring 1.25×+ DSCR on the combined entity.
Voxen Capital's pre-qualification tool gives an instant estimate based on your revenue profile.