Business Acquisition Financing up to $50,000,000
Structured capital to buy a competitor, acquire a strategic asset, finance a management buyout, or buy out a partner. Senior debt, mezzanine, and seller-note structures — engineered for the deal you're closing.
Start an applicationVoxen Capital structures business acquisition financing for Canadian buyers, starting at $10,000, with larger acquisition and structured transactions reviewed up to $50M where appropriate. Acquisition deals require a coordinated capital stack — senior debt, mezzanine or seller-note layers, and sometimes equity — engineered to make the deal close at the right cost of capital. Voxen acts as advisor across the full stack, not just the senior debt.
What is acquisition financing?
Acquisition financing is the structured capital used to purchase another business, a major asset, or a stake in a company. Unlike standard term loans, acquisition deals require a coordinated capital stack: senior debt secured by the target's assets, mezzanine or seller-note layers to bridge the equity gap, and sometimes equity participation. The structure determines whether the deal closes — and at what cost of capital.
Voxen Capital structures and places acquisition financing from from $10,000 up to $50,000,000 for Canadian buyers. Our advisory model is built for this product: we don't just place the senior debt — we coordinate the entire stack, negotiate seller financing terms, structure earn-outs, and align the capital with your operating thesis.
Common deal types we finance: strategic acquisitions of competitors or suppliers, asset purchases, share purchases, management buyouts (MBO), partner buyouts, and roll-up platform plays. Most acquisition deals close in 30 to 60 days from term sheet to funding.
Best for these business situations
- Acquiring a competitor or strategic asset
- Buying out a retiring partner or co-founder
- Management buyouts of an existing business
- Roll-up acquisitions in a fragmented industry
- Acquiring a supplier or customer for vertical integration
- Distressed asset purchases at favorable valuations
- Cross-border acquisitions (US, EU) with Canadian buyer
- Refinancing prior acquisition debt at better terms
Less suited to
- Buyers without a signed LOI or a clearly identified target
- Acquisitions of businesses without verifiable financial statements
- Deals expecting guaranteed approval, fixed public rates, or 100% buyer leverage
- First-time operators seeking to acquire a business with no industry experience and no advisory team
How it works
- Deal review — Share the LOI or term sheet, target financials (3 years), and your business plan. We assess deal viability and structure within 48 hours.
- Capital stack designed — We engineer the stack: senior debt amount, mezzanine layer, seller note structure, and equity gap. You see total cost of capital and post-close cash flow before signing.
- Closed and funded — We coordinate due diligence, lender approvals, and legal documentation. Funding lands in 30–60 days from engagement, ready for closing day.
Acquisition financing structure
| Deal Size | From $10,000 to $50,000,000 |
|---|---|
| Senior Debt Term | 5 to 10 years |
| Senior Debt Rate | Competitive structured rates |
| Mezzanine Rate | Structured based on deal size, collateral, cash flow, credit profile, lender type |
| Seller Note | 10–30% of purchase price typical |
| Buyer Equity | 10–25% depending on deal |
| Time to Close | 30 to 60 days |
| Advisory Fee | Performance-based, disclosed upfront |
At a glance
| Deal Size | From $10K–$50M |
|---|---|
| Capital Stack | Senior + Mezz |
| Term | 5–10 yr |
Frequently asked questions
How much equity do I need to bring to the deal?
Typical buyer equity ranges from 10% to 25% of the purchase price, depending on deal quality, target cash flow, and capital stack design. A well-structured deal with strong target EBITDA can close with as little as 10% buyer equity when seller financing covers 20–30% and senior debt covers the rest. Voxen designs the stack to minimize your equity check while keeping the deal financeable.
Will the seller need to carry a note?
In most SMB acquisitions, yes — typically 10–30% of the purchase price. Seller notes serve two purposes: they bridge the equity gap that senior debt alone can't cover, and they keep the seller economically aligned with a smooth transition. Voxen negotiates seller note terms (rate, amortization, subordination) as part of the structuring process.
What's the difference between asset purchase and share purchase?
An asset purchase buys specific assets (equipment, contracts, inventory, goodwill) and typically excludes hidden liabilities. A share purchase buys the entire entity — assets and liabilities. Asset purchases are cleaner for buyers but trigger sales tax and require contract assignments. Share purchases are cleaner for sellers and preserve customer/vendor relationships. The structure affects financing terms and closing complexity.
Can I finance a roll-up or platform acquisition strategy?
Yes. Voxen structures both initial platform acquisitions and follow-on add-on deals. Once a platform is established with strong cash flow and a documented integration playbook, follow-on add-ons can be financed faster and at better terms — often with revolving acquisition lines or pre-approved credit envelopes.
What documents do I need to start an acquisition financing process?
To begin: signed LOI or term sheet, 3 years of target financial statements (CPA-prepared preferred), 3 years of target tax returns, current AR/AP aging, customer concentration analysis, and your buyer business plan. Voxen provides a deal data room template and works with your accountant and lawyer through the process.
How long does acquisition financing take to close?
Standard SMB acquisitions close 30 to 60 days from engagement. Deals with clean financials, motivated sellers, and experienced buyers can close in 30 days. Complex deals — multiple lenders, cross-border, distressed targets, or extensive due diligence — typically take 60 to 90 days. Voxen runs a parallel process across senior, mezz, and seller financing to minimize timeline.
What about a management buyout or partner buyout?
Management buyouts (MBO) and partner buyouts are common Voxen transactions. The financing logic is similar — senior debt against the target's cash flow, plus seller/exiting-partner financing. The advantage in MBOs and buyouts: the buyer already knows the business deeply, which de-risks the deal for lenders and can result in better terms and faster closes.
Can I finance a cross-border acquisition?
Yes. Voxen places cross-border acquisition financing for Canadian buyers acquiring US or international targets, structured through the appropriate lending jurisdiction. These deals require additional structuring (currency, tax treaty, repatriation strategy) but follow the same core principles. We work with cross-border tax counsel to ensure the structure is efficient.