What is the minimum monthly revenue to qualify for a business loan in Canada?
Most Canadian alternative lenders require $10,000–$15,000 in average monthly deposits. Bank financing typically requires $250,000+ in annual revenue and 2 years of operating history.
Start an applicationAlternative lenders use monthly deposit volume as the primary qualifier because it directly predicts repayment capacity. Common thresholds: $10K/month for entry-level MCA products, $25K/month for stronger pricing, $50K+/month for lines of credit and term loans up to $500K.
Operating history matters: most lenders want at least 6 months in business; pricing improves materially at 12 and 24 months.
Voxen Capital maps the file against 50+ Canadian capital sources to find the best-fit lender for the revenue profile.