Term Loan in Vancouver, BC — Voxen Capital
Voxen Capital arranges term loan for businesses in Vancouver, British Columbia. Typical amounts $25K–$2M, funded in 1–3 weeks. Predictable, fixed-term financing for growth, expansion, or refinancing existing debt.
Start an applicationAbout Vancouver
Pacific gateway economy — heavy on construction, real estate services, trade, hospitality, and clean tech SMBs.
What is local to Vancouver
Vancity, a credit union founded in 1946 by people the banks would not serve east of Cambie Street, offers a Startup and Growth Loan of up to $50,000 for first-year businesses and up to $75,000 for second- and third-year businesses in Metro Vancouver and nearby regions, over five years. Past that age or amount, a term loan arranged on the business's revenue funds a larger project in one amount, with fixed payments.
The Port of Vancouver, Canada's largest port, handles about $365 billion of trade a year with 170 countries and about half of Canada's two-way container trade, according to the port authority. Invest Vancouver, Metro Vancouver's economic development service, calls the region North America's third-largest film and TV production centre, with 1,000+ digital media and entertainment businesses and 40,000+ workers.
Commonly used for
- Multi-year growth projects
- Refinancing higher-cost debt
- Locations, build-outs, or strategic hires
Eligibility in British Columbia
- 24+ months in business (some lenders 12+)
- Demonstrable revenue and profitability (or strong cash flow)
- Owner credit profile typically 650+ for competitive pricing
- Clear use of funds (growth, refinancing, expansion, etc.)
- Up-to-date tax filings and no unresolved arrears
Documents required
- 1–2 years of financial statements (year-end)
- Recent interim financials
- 6–12 months of business bank statements
- Debt schedule (existing obligations)
- Business registration and owner ID
Public help for Vancouver businesses
- Business and Economy Office, City of Vancouver: the City's business contact (business@vancouver.ca) and the office for its 22 Business Improvement Areas. It does not lend.
- Regional Tariff Response Initiative, PacifiCan: accepting applications. Non-repayable liquidity support of up to $2 million, capped at demonstrated need and up to 50% of eligible costs for up to 12 months, for tariff-affected businesses with at least $1 million in annual revenue (how it compares with other options).
At a glance
| Typical range | $25K–$2M |
|---|---|
| Speed to funding | 1–3 weeks |
| Market | Vancouver, British Columbia |
Sources, checked October 25, 2026
- Vancouver Fraser Port Authority — Record cargo volumes, September 2026
- Invest Vancouver — Digital media
- City of Vancouver — Business and economy
- Vancity — Who we are
- Vancity — Startup and Growth Loan
- PacifiCan — Regional Tariff Response Initiative
- PacifiCan — RTRI types of support
- Province of B.C. — Personal Property Registry
- Personal Property Security Act, RSBC 1996, c. 359, s. 3
- Province of B.C. — Provincial sales tax
- Canada Revenue Agency — GST/HST rates by province
Frequently asked questions
Who qualifies for term loan in Vancouver?
Term Loan in Vancouver is typically available to incorporated or registered businesses operating in British Columbia with consistent business banking activity. Predictable, fixed-term financing for growth, expansion, or refinancing existing debt.
What is the typical funding amount and speed?
Typical range is $25K–$2M, funded in 1–3 weeks after a complete file. Final amount depends on revenue, time in business, and use of funds.
Is term loan regulated differently in British Columbia?
In British Columbia, the Personal Property Registry run by BC Registries records security interests and liens against business property under the Personal Property Security Act.