Working Capital Loans: Keep Your Business Running Smoothly
Working capital is the lifeblood of your business. Learn how working capital loans help you cover day-to-day expenses and take advantage of growth opportunities.
Start an applicationWhat is Working Capital?. Working capital is the difference between your current assets and current liabilities. It is the cash available to fund daily operations — payroll, rent, inventory, supplies. When working capital runs low, businesses struggle to meet obligations even while remaining profitable on paper.
Signs You Need a Working Capital Loan. Difficulty making payroll, turning down orders because you cannot fund inventory, relying on personal credit cards for business expenses, and missing supplier early-payment discounts are all signals that your business needs working capital financing.
Types of Working Capital Financing. Lines of credit for ongoing needs, short-term loans for specific gaps, invoice financing to accelerate receivables, and merchant cash advances (though we recommend alternatives). Each has different cost structures and repayment terms.
Fast Working Capital from Voxen. Voxen Capital provides working capital solutions from $10K to $2M. Same-day approval on lines of credit. 24-hour funding on business loans. Built for Canadian businesses that need capital to keep moving forward.