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Voxen Capital

Business financing in Québec

Term loans, lines of credit, invoice factoring, equipment financing, and merchant cash advances for Québec businesses. No application fee, response within 24 hours.

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About the Québec market

A bilingual market Voxen serves in French first, from its Montréal head office. Manufacturing, transportation, construction, aerospace, and agri-food drive demand across Montréal, the South Shore, Québec City, and the regions.

Products available in Québec

Voxen Capital structures each Québec file, presents it to the appropriate lender, and manages the transaction from application to funding. No application fee, no credit impact to apply, response within 24 hours.

Merchant Cash Advance$10K–$1M · 24–72 hours
Business Line of Credit$10K–$1M · 3–7 business days
Invoice Factoring$30K–$50M · 5–10 business days to set up; 24h per invoice after
Equipment Financing$25K–$5M · 3–10 business days
Inventory Financing$50K–$2M · Days, once reporting is in hand
Term Loan$25K–$2M · 1–3 weeks

By city in Québec

Frequently asked questions

Is the service actually in French?

Yes — French first. Voxen Capital's head office is at 442 Saint-Gabriel in Montréal, files are handled in French end to end, and the 24/7 phone line is answered by humans in French and English.

Does Voxen Capital fund businesses in Québec?

Yes. Voxen Capital arranges financing for businesses across Canada from its Montréal and Toronto offices. Québec files are handled entirely electronically — application, documents, and funding — with an advisor reachable by phone at any time.

Which products are available to businesses in Québec?

All five core products are available in Québec: term loans, business lines of credit, invoice factoring, equipment financing, and merchant cash advances. The right product depends on revenue, time in business, and use of funds.

Who qualifies in Québec?

Financing is typically available to incorporated or registered businesses operating in Québec with consistent business banking activity. There is no application fee and no credit impact to apply.

Is commercial financing regulated differently in Québec?

Québec has no PPSA. Hypothecs and other rights on movable property are published in the Register of personal and movable real rights (RDPRM), and a hypothec counts against third parties only once it is published. A business can hypothecate its equipment, accounts receivable and inventory kept for sale. Since June 1, 2023, a standard-form contract offered to a business in Québec must first be given in French. The parties can be bound by another language version only after that, if they expressly choose it, and no fee can be charged for the French version.

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